From the Blue Ridge Mountains to the Outer Banks, North Carolina offers countless opportunities to enjoy the outdoors. With warm summers and a long outdoor living season, many homeowners are investing in swimming pools and backyard upgrades that create the perfect space for relaxing, entertaining and making memories with family and friends. But with a swimming pool in your backyard, you and your family can beat the traffic and make your own vacation memories, all without ever leaving the driveway.
Adding a swimming pool is a popular home improvement option. Across the state, warm temperatures and a string of outdoor lifestyles make backyard living spaces especially appealing for relaxing weekends, family gatherings and entertaining guests at your next barbecue.
Lyon Financial offers flexible North Carolina pool loans designed to support a wide range of outdoor projects. Since 1979, we’ve helped homeowners across the country secure affordable funding for swimming pools and backyard upgrades. Our experienced team works closely with applicants throughout the process, helping make each step straightforward, efficient and easy to understand.
Lyon Financial specializes in pool loans and has helped over 800,000 satisfied customers nationwide. Our unique relationships with lenders allow us to offer some of the industry’s lowest rates and longest terms — up to 30 years*, delivering the financing solutions you need for the memories you deserve.
Proudly serving all of North Carolina, including the Raleigh metro area in Wake County, the Charlotte metro area in Mecklenburg County and the Triad in Guilford County and Forsyth County, Lyon Financial combines exceptional financing with superior service to easily and affordably bring all your backyard dreams to life!
Lyon Financial offers financing programs tailored to accommodate projects of different sizes, budgets and borrower needs. A financing specialist will review your swimming pool financing application and connect you with the program that best matches your qualifications.
| Program | Best For | Key Features |
|---|---|---|
| Stage Funding Program | Homeowners working with pool builders, especially for inground pools | Builder payments are released as milestones are completed |
| Direct-to-Consumer Loan | Homeowners who want immediate funding | Funds provided directly to the homeowner for flexibility |
| Long-Term Fixed Payment Programs | Homeowners seeking manageable payments | Terms up to 30 years* with fixed rates |
| Shorter-Term Options | Borrowers planning faster repayment | Ideal for those who prefer quicker payoff |
*Subject to credit approval and program requirements.
Demand for backyard living spaces is growing in the state. Lyon Financial supports these projects throughout the state with financing options designed to simplify the borrowing process.
As the capital and Research Triangle hub, Raleigh continues experiencing steady growth. Homeowners in Wake County are adding pools to create private retreats close to the city’s vibrant sectors.
Charlotte’s booming housing market drives strong interest in backyard upgrades. Mecklenburg County homeowners often finance pools as part of comprehensive outdoor living projects that transform their properties.
The Greensboro-Winston-Salem-High Point area features established neighborhoods where residents are upgrading outdoor spaces. Financing makes these renovations accessible without depleting savings.
Wilmington’s coastal lifestyle makes outdoor living a year-round priority for homeowners. Lyon Financial helps Wilmington residents fund outdoor projects with straightforward financing that fits their timeline and budget.
Understanding the financing process empowers you to plan your swimming pool project with confidence.
You will need proof of income, government-issued identification and basic information about your pool project and contractor. Our team will guide you through the process.
You can get loan amounts ranging from $5,000 to $250,000, with terms available up to 30 years for qualified applicants. Interest rates and monthly payments vary based on credit profile, loan amount and term length. Use our pool loan calculator to estimate your monthly payments based on your specific project needs.
