A: Lyon Financial is a respected financing consultant, in business since 1979. Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. We also stay involved with you and your pool contractor throughout the project, and pay your contractor directly in stages as work progresses. Unlike banks, credit unions, and online lenders, our experience is unique to pools, not just any type of loan. We offer long-term loans with low rates, catered for home improvements. Our loan options are unsecured, meaning there are no appraisals or equity required.

A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling.

A: There are no prepayment penalties so you can pay the loan off early and not be charged any additional interest.

A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). We also look for any recent negative marks, such as bankruptcies or tax liens. We are able to offer financing solutions for most applicants with a credit score of 640 and above. There is a minimum credit score of 640 required; however, it is not entirely credit score driven. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. All loan decisions are at the discretion of our lending partners.

A: Applications are accepted online only. You cannot apply via phone. To begin the application, click "Qualify Now!," located in the black bar, towards the top right of the page.