Don’t Let Pool Financing Myths Keep You Out of the Water
Building a pool is one of the best investments you can make in your home and your lifestyle. Yet, many homeowners delay or downsize due to misconceptions about financing. The truth is, pool loan options with Lyon Financial are flexible, affordable, and designed to help you create the backyard you really want.
Below, we bust the most common pool financing myths so you can move forward with confidence.
Myth 1: “Financing Costs Too Much”
Reality: With Lyon Financial’s affordable pool financing options, luxury is within reach. Enjoy the industry’s longest terms (up to 30 years on approved credit!) with no prepayment penalties. That means you can pay off your loan early without fees, or take advantage of lower monthly payments that keep your budget comfortable. Plus, we proudly offer special military discounts to honor those who serve. With Lyon, you don’t have to wait years to save; you can enjoy your pool now. Try our loan calculator to see affordable monthly payments.
Myth 2: “Only People with Bad Credit Finance”
Reality: Financing isn’t a fallback; it’s a smart strategy. Many homeowners with excellent credit choose Lyon Financial’s pool loan options as a way to maximize their money. By financing, they can preserve their savings, keep investments working for them, and avoid draining emergency funds. With Lyon Financial, even the most credit-savvy clients recognize financing as a tool for building the backyard they genuinely want, not just the one they think they can afford today.
Myth 3: “I Have to Use My Home as Collateral”
Reality: Looking for a pool loan that doesn’t put your home on the line? Lyon Financial offers unsecured pool financing, so you can secure funds without using your home as collateral. Unlike a HELOC, there’s less red tape, no lengthy appraisals, and faster closings, so you can secure funds quickly and start building sooner. The result: greater flexibility, confidence, and peace of mind as you bring your project to life. Learn more about our pool financing solutions.
Myth 4: “Financing Is Complicated”
Reality: Financing your dream pool should be simple, and with Lyon Financial, it is. As the nation’s most experienced pool financing specialist, we’ve helped hundreds of thousands of families make their backyard dreams a reality. With decades of expertise, we’ve truly seen it all, which means we know how to anticipate challenges, handle the details, and keep your project moving smoothly. Our process is designed to be stress-free, with clear steps, personal guidance, and fast approvals (often in just a few days). From your first call to your first swim, you can trust Lyon to be the expert partner by your side.
Myth 5: “Cash Is Always Better”
Reality: Paying cash might sound simple, but it can actually limit your options. Once those funds are gone, they’re gone, leaving less flexibility for future needs or unexpected expenses. Lyon Financial financing gives you breathing room: you can preserve savings, cover other priorities, and still invest in the upgrades that turn a pool into a complete backyard retreat. With Lyon, financing isn’t about spending more; it’s about unlocking more possibilities.
Say Yes to Possibility
At Lyon Financial, financing isn’t about debt; it’s about freedom, choice, and possibility. We’ve helped hundreds of thousands of families make their dream backyards a reality. Isn’t it time you said yes?
✅ Qualify Now
✅ Explore Our Pool Financing Options
✅ Use Our Loan Calculator to See Your Payments
