Dreaming of a backyard pool but unsure how financing works? You are not alone. For many homeowners, financing is the bridge between a great idea and a finished project you can enjoy for years to come. With Lyon Financial, the pool financing process is designed to be clear and supportive, and to work seamlessly with your contractor and construction timeline. Here is exactly what to expect, from application to your first swim.
How the Pool Financing Process Helps You Build Your Backyard Paradise
If you have been thinking about adding a pool to your backyard, make this the year you finally make it happen. Pool financing can help you move forward with confidence, with affordable options for more than just the pool itself. Many homeowners use financing to build a complete outdoor living space that brings their full vision to life.
Step 1: Understand What Pool Financing Can Cover
Pool financing helps you move forward without draining savings or delaying your project. It also gives many homeowners the flexibility to create a complete outdoor retreat.
Pool and outdoor living financing can often be used for:
- Pool construction and installation
- Decking, patios, and hardscaping
- Landscaping and outdoor lighting
- Outdoor kitchens, fire features, and water features
- Pool renovations or upgrades
- Other backyard and outdoor living enhancements
Lyon Financial supports your full project vision with a pool financing process aligned to how pool construction works, plus a team that keeps communication clear at every step.
Step 2: Apply Online in Less Than 5 Minutes
Getting started is quick and simple. You can apply using your contractor’s unique Lyon application link or directly at www.lyonfinancial.net/apply.
The application typically takes less than five minutes to complete. Most homeowners receive a decision within 24 to 48 hours.
Step 3: Submit Documents to Finalize Your Approval
Next, after your initial approval, our team will let you know exactly what is needed to move forward. Required documents can vary based on the loan and project, but commonly include:
- Proof of income
- Government-issued identification
- A signed contract between you and your contractor
While a final contract or exact amount is not required to apply, these items may be needed to finalize your loan depending on the program associated with your financing. Lyon Financial will clearly communicate any requirements and support you throughout the process.
Step 4: Loan Verification and Final Review
Once your documents are submitted, the necessary review steps are completed based on your financing program. This step helps confirm:
- Your financing matches your final pool and outdoor living project
- All information is complete and accurate
- Your loan is ready for funding
If anything additional is needed, we will let you know promptly.
Program note: Some financing options may require project documentation (such as a contract), while others do not.
Step 5: Sign Your Loan Documents Electronically
When verification is complete, you will receive your loan documents electronically. This allows you to sign securely online and avoid printing or mailing paperwork.
Once signed, your financing is officially in place.
Step 6: Clear to Start Construction
After the documents are signed, Lyon Financial sends a “Clear to Start” email to both you and your contractor. This confirms that construction on your project can begin.
Program note: Depending on the program associated with your loan, your file may proceed directly to funding after documents are signed.
Now, your backyard project is officially underway!
Program note: Depending on the program associated with your loan, your file may proceed directly to funding after documents are signed. In these cases, a Clear to Start notification is not issued.
Step 7: Funding Options That Keep Your Project Moving
Once your loan is finalized, the way funds are disbursed may vary based on program requirements, project details, and approval terms. Depending on your approval, you may be eligible for different funding options. When possible, Lyon Financial will work with you to align the funding method, such as cash-direct or staged funding, with your preferences.
Depending on your program, funding may be structured in one of these common ways:
- Cash-direct funding: funds are provided directly to you so you can pay your contractor according to your agreement
- Staged funding: funds are released as construction milestones are completed
Step 8: Enjoy Your Backyard Paradise With Predictable Monthly Payments
Finally, once construction is complete, it is time to enjoy your new outdoor retreat. Pool financing can help you complete your full backyard vision sooner, keep monthly costs predictable, and allow your savings and investments to continue working for you.
Financing benefits include:
- Fixed, predictable monthly payments
- No need to drain savings or delay your project
- Long-term value added to your home and lifestyle
Instead of waiting, you can start enjoying your complete backyard paradise now while paying over time.
How Lyon Simplifies the Pool Financing Process
Homeowners trust Lyon Financial for:
- Dedicated support with pool and outdoor living expertise
- Clear, proactive communication from start to finish
- Serving homeowners and contractors since 1979
- Flexible loan programs with terms up to 30 years
- Programs for veterans and active-duty military members
Ready to Take the Next Step?
The pool financing process does not have to be complicated. With the right partner, it can be one of the easiest parts of your pool and outdoor living project. If a complete backyard paradise is on your list this year, take the first step toward making it a reality.
✅ Apply Online
✅ Explore Financing Options
✅ Estimate Your Monthly Payment
