Not necessarily. While home equity loans (HELOCs) are an option for some, our lending partners offer unsecured personal loans specifically designed for home improvement. These loans don’t require you to leverage your home’s equity, which means your property isn’t used as collateral. This can be a great choice if you prefer not to tap into your home’s value or if you’re looking for a faster approval process without an appraisal.

Generally, landscape financing is intended for the one-time installation and material costs of a new project. While some larger projects might have a maintenance component bundled in, most loans are for the capital investment. For ongoing maintenance services, it’s typically best to budget for those separately or discuss payment plans directly with your landscape maintenance provider.

Investing in quality landscaping can significantly enhance your home’s curb appeal and overall value. Well-designed outdoor spaces are increasingly seen as an extension of living areas, attracting potential buyers and often yielding a good return on investment. By financing your project, you can realize these benefits sooner, enjoying your improved outdoor space while potentially increasing your property’s market desirability.