Make your California backyard dreams a reality with fast, affordable pool loans from Lyon Financial.
From the Hollywood Hills to the Pacific Coast, Californians embrace outdoor living. With sunshine nearly year-round, a private swimming pool isn’t just a luxury, it’s a lifestyle. Lyon Financial makes that dream easy with trusted, affordable pool financing across California.
Since 1979, Lyon Financial has specialized in swimming pool loans. We’ve helped more than 800,000 homeowners nationwide create their perfect backyard retreat. We offer dedicated loan specialists, flexible terms, and fast approvals. It’s a simple, transparent process from start to finish.
Exclusive benefits for active-duty service members and veterans.
Frequently Asked Questions About California Pool Loans
We offer some of the lowest fixed interest rates in the industry, with repayment terms up to 30 years‡. This flexibility allows you to finance your backyard project with manageable monthly payments.
Pool loans in California typically range from $5,000 to $200,000*, depending on creditworthiness and pool price. Your Lyon Financial loan specialist will help determine the best fit for your project and budget.
Most California homeowners with steady income and good credit scores qualify for our pool loans. We also proudly offer special financing options and military discounts# for qualified borrowers.
Funds are typically paid to the builder in stages throughout construction. Funding directly to you, the customer, may also be available depending on the project.
Our secure online application helps us find the best financing for your project. Most applicants receive a decision within 24-48 hours.
You’ll need to provide:
General contact information
Financial details including employment and income
Project information such as location, project type, and estimated costs
The process was handled quickly in obtaining our loan. We really appreciated how the payments were dispersed in increments. Some companies take advantage when customers put too much down in the beginning. Thank you for making this a smooth transaction.
– Tracey DeSouza
Lyon Financial was incredible and easy to work with I would highly recommend them to anyone that is in need of financing for a pool or just a home improvement loan.
– Rodney L
We have our loan with Lyon Financial and are very happy with their services as well as their outstanding customer service. They are prompt to answer any questions we’ve had and on top of every signature or paper work needed…
– Flor O
From First Click to First Splash
Find the Perfect Loan for Your Project
Discover the financing options that fit your needs and budget. You are important to us. Need help choosing a loan or have questions? Call us — we’re here to help: 877-754-5966.
Use our loan calculator to quickly and easily estimate your monthly payments for a pool or home improvement loan. Get a clear understanding of your financing options.
*Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. Subject to credit approval. Conditions and limitations apply, including state restrictions. Advertised rates and terms are subject to change without notice. Exact interest rate is determined by credit profile.
†Available on approved credit, not all will qualify. Minimum FICO of 830 required for 7.49% for a 15-year and 20-year loan term with a maximum loan amount of $150,000. Conditions and limitations apply, including state restrictions. Advertised terms are subject to change without notice. Loan terms may differ based on loan purpose and credit profile. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. Payment example: Monthly payments for a $50,000 loan at 7.49% APR with a term of 15 years would result in 180 monthly payments of $463.22.
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