The approval timeline can vary depending on the type of financing you choose. Our lending partners often have quick approval times, sometimes within a few business days. We aim to make the process as efficient as possible, and our team will guide you through each step.

While specific credit score requirements vary by lender and loan type, generally a good credit score will give you access to the most favorable interest rates and terms. However, we have options for a range of credit profiles, and we encourage you to apply even if your credit isn't perfect. We can discuss options that might be suitable for your situation.

Yes, our deck financing options are typically designed to cover the entire cost of your deck project, including both materials (wood, composite, railing, etc.) and professional installation labor. This means you can get your complete dream deck without having to worry about separate payments for different components.

Transparency is key. We are committed to providing clear and straightforward financing terms. All fees, interest rates, and any potential prepayment penalties (though many of our options do not have them) will be fully disclosed to you before you sign any agreements. We encourage you to ask any questions you have to ensure you fully understand the terms of your financing.