Turn your backyard into a year-round paradise! Florida is known for its year-round sunshine and more than 650 miles of beautiful coastline. It’s the perfect place to enjoy outdoor living. For many homeowners, that means adding a swimming pool to their backyard lifestyle.
According to a 2025 study by HomeGnome, Florida cities consistently rank among the nation’s best for backyard pools. Across the Sunshine State, homeowners are diving into their dream pools and Lyon Financial is proud to help make it possible through tailored Florida pool financing.
Since 1979, Lyon Financial has been the trusted name in swimming pool financing options nationwide. With more than 800,000 happy customers, we make pool financing simple and stress-free. Our loan programs are tailored specifically for swimming pools and backyard improvement projects, never one-size-fits-all home improvement loans.
Exclusive benefits for active-duty service members and veterans.
Frequently Asked Questions About Florida Pool Loans
Lyon Financial offers some of the industry’s lowest fixed rates with terms up to 30 years‡, helping make your backyard oasis more affordable. It’s a great fit for homeowners exploring swimming pool loans in Florida with steady, predictable payments.
Loan amounts can range from $5,000 to $200,000* depending on your credit and project scope. Our loan consultants can help find the right pool financing options for you.
Most homeowners with steady income and good-to-excellent credit can qualify. We also offer special military programs# and options for joint applicants — common scenarios within Florida pool financing.
There is a minimum credit score of 660 required. However, we review each application individually.
Our secure online application takes just a few minutes to complete. Most customers receive a response within 24-48 hours, and many are approved in as little as three days.
The process was handled quickly in obtaining our loan. We really appreciated how the payments were dispersed in increments. Some companies take advantage when customers put too much down in the beginning. Thank you for making this a smooth transaction.
– Tracey DeSouza
Lyon Financial was incredible and easy to work with I would highly recommend them to anyone that is in need of financing for a pool or just a home improvement loan.
– Rodney L
We have our loan with Lyon Financial and are very happy with their services as well as their outstanding customer service. They are prompt to answer any questions we’ve had and on top of every signature or paper work needed…
– Flor O
From First Click to First Splash
Find the Perfect Loan for Your Project
Discover the financing options that fit your needs and budget. You are important to us. Need help choosing a loan or have questions? Call us — we’re here to help: 877-754-5966.
Use our loan calculator to quickly and easily estimate your monthly payments for a pool or home improvement loan. Get a clear understanding of your financing options.
*Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. Subject to credit approval. Conditions and limitations apply, including state restrictions. Advertised rates and terms are subject to change without notice. Exact interest rate is determined by credit profile.
†Available on approved credit, not all will qualify. Minimum FICO of 830 required for 7.49% for a 15-year and 20-year loan term with a maximum loan amount of $150,000. Conditions and limitations apply, including state restrictions. Advertised terms are subject to change without notice. Loan terms may differ based on loan purpose and credit profile. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. Payment example: Monthly payments for a $50,000 loan at 7.49% APR with a term of 15 years would result in 180 monthly payments of $463.22.
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