Turn your backyard into a year-round paradise! Florida is known for its year-round sunshine and more than 825 miles of beautiful coastline. It’s the perfect place to enjoy outdoor living. For many homeowners, that means adding a swimming pool to their backyard lifestyle.
According to a 2025 study by HomeGnome, Florida cities consistently rank among the nation’s best for backyard pools. Across the Sunshine State, homeowners are diving into their dream pools and Lyon Financial is proud to help make it possible through tailored Florida pool financing.
Lyon Financial has been the trusted name in pool financing options nationwide since 1979. Our over 800,000 happy customers choose us to finance their renovation because we offer:
If you’re a homeowner seeking a pool loan in Florida, you may be eligible for one of these programs. Speak with one of our specialists to determine which one is right for you.
| Program: | Best For: | Key Features: |
| Stage Funding Program | Homeowners having work done in phases | Builders are paid in stages throughout the process to ensure accountability. |
| Direct-to-Consumer Loan | Homeowners who need funding quickly | Homeowners receive funding directly, creating greater project flexibility. |
| Long-Term Fixed Payment Programs | Homeowners needing lower monthly payments | Fixed rates with terms up to 30 years* make payments more manageable and predictable. |
| Military Appreciation Program | Active-duty service members and veterans | Those who serve or have served receive financial benefits. |
Lyon Financial works with homeowners across Southern and Northern Florida to provide competitive pool loans. Our Florida pool loans are available in multiple areas, including:
Review these commonly asked questions about financing a pool in Florida with Lyon Financial to learn more about our loan terms and rates.
Loan amounts can range from $5,000 to $250,000*, depending on your credit and project scope. Our loan consultants can help find the right pool financing options for you.
Most homeowners with steady income and good-to-excellent credit can qualify. We also offer special military programs# and options for joint applicants — common scenarios within Florida pool financing.
There is a minimum credit score of 660 required. However, we review each application individually.
Our secure online application takes just a few minutes to complete. Most customers receive a response within 24-48 hours, and many are approved in as little as three days.
Our loans will cover not only your swimming pool, but also your entire backyard improvement project. Get up to $250,000* to cover swimming pool construction, landscaping, decking, lighting, fencing, water features and more.
Lyon Financial has no prepayment penalties for pool loans. We allow you to pay off your loan early with no additional charges.
