

Personal Loan vs. HELOC: What’s the Best Way to Finance Your New Swimming Pool?
If you’re planning to build a swimming pool, one of the most important decisions you’ll make is how to finance …


As summer winds down and cooler weather approaches, outdoor living financing can help make a professionally designed fire pit or backyard upgrade more attainable. A fire pit can add warmth, ambiance, and another reason to spend time outdoors well into the cooler months.
Whether you’re considering a built-in fire pit beside the pool, a new patio gathering area, or a complete outdoor living renovation, the right fire feature can transform how you use your backyard throughout the year.
And with outdoor living financing from Lyon Financial, you may be able to complete more of the backyard project you really want while spreading the cost over predictable monthly payments.
Fire pits have become a popular outdoor living feature for good reason. They provide warmth, create a natural gathering place, and can help homeowners make better use of their backyard as temperatures begin to cool.
A fire pit can make your backyard more comfortable when temperatures begin to drop. Instead of thinking of your outdoor space as a summer-only destination, a professionally designed fire feature can help you enjoy it throughout the cooler months and, depending on your climate, even longer.
There’s something about gathering around a fire that brings people together. Whether you’re entertaining friends, spending time with family, or simply relaxing at the end of the day, a fire pit can become one of the most inviting areas of your backyard.
The glow and movement of a fire feature can instantly change the atmosphere of an outdoor space. It adds visual interest during the day and creates a warm, comfortable setting once the sun goes down.
Today’s backyards are increasingly designed as extensions of the home. Pools, patios, outdoor kitchens, pergolas, landscaping, and fire features can all work together to create a complete outdoor living environment.
If you already have a swimming pool, adding a fire pit can also give your backyard another focal point once swimming season begins to wind down.
There’s no single way to design a backyard fire feature. An experienced contractor can help you choose a design that complements your home, landscaping, available space, and the way you plan to use your backyard.
Popular fire pit and fire feature options can include:
Before adding a fire pit to your backyard, think about how it will fit into your overall outdoor living space. Location, available space, fuel source, surrounding landscaping, seating, and nearby structures can all influence the right design for your home.
It’s also important to check local building codes, permitting requirements, burn regulations, and homeowners’ association rules. For additional guidance, you can review outdoor fire safety resources from the National Fire Protection Association (NFPA).
Working with a qualified outdoor living contractor can help you choose a fire feature that complements your backyard while accounting for proper placement, installation, and applicable local requirements.
If a fire pit is on your wish list, this may also be the perfect opportunity to think about the other backyard improvements you’ve been wanting.
A larger outdoor living project could include:
Instead of approaching each backyard improvement as a separate project, working with a contractor to plan the space as a whole can help you create a more cohesive outdoor living area designed around how you want to use it.
Yes. Financing may be available for qualifying outdoor living projects, including fire pits and larger backyard renovations.
Lyon Financial specializes in financing for swimming pools and outdoor living improvements. Depending on your project and available loan programs, financing may allow you to include multiple backyard improvements as part of a larger project rather than paying for each upgrade entirely out of pocket.
Financing can also give qualified homeowners the flexibility to consider the complete backyard project they want while spreading the cost over manageable monthly payments.
Financing with Lyon Financial means:
Cooler weather doesn’t have to mean the end of backyard season. A fire pit, patio, outdoor kitchen, spa, or other outdoor living feature can create new ways to enjoy your home throughout the year.
Lyon Financial has helped homeowners finance swimming pools and outdoor living projects since 1979. Our specialized financing options are designed to help qualified borrowers bring larger backyard projects within reach without relying solely on home equity.
You don’t have to have every detail of your backyard project figured out before exploring financing. Apply with Lyon Financial to see what financing options may be available, then work with a qualified contractor to bring your outdoor living plans to life.
Your backyard can be more than a summer destination. With the right improvements and financing plan, you can create an outdoor living space designed for more seasons, more gatherings, and more memories.


If you’re planning to build a swimming pool, one of the most important decisions you’ll make is how to finance …


A backyard pool is more than a luxury; it’s an investment in your home, your lifestyle, and your family’s memories. …