Expert Guidance from Lyon Financial—The Industry’s Pool Financing Leader Since 1979
If you’ve been thinking about building a pool, there’s no better time than now to dive in. We’re in peak pool season—temperatures are rising, demand for pool builders is surging, and homeowners across the country are saying yes to their backyard dreams.
But if you’re still holding off, it’s important to understand the hidden costs of waiting to build a pool. From rising material prices to limited contractor availability, delaying your pool project could end up costing you more and pushing your pool enjoyment well into next year.
In this post, we’ll explain why waiting to build your pool can increase your expenses and how Lyon Financial’s pool financing solutions can help you move forward confidently and affordably.
1. Material Costs Are Still Rising
One of the biggest hidden costs of delaying your pool construction is the rise in building materials. Over recent years, prices for pool materials—such as concrete, steel, and pool equipment—have steadily increased. While prices may fluctuate, the overall trend remains upward.
Why it matters: The longer you wait to start your pool project, the more likely you’ll pay higher prices for the same materials. Prices rarely drop, so your build could get more expensive every month.
Tip: Financing your pool now lets you lock in today’s material costs and protect your project from future price hikes.
2. There’s Still Time to Get on Your Builder’s Schedule
Summer is in full swing—but there’s still plenty of summer left to start your pool build. Many top pool builders are booking weeks or months in advance, but spots are opening up as projects progress. Taking action now improves your chances of securing your spot before schedules fill completely.
Why it matters: Waiting until next summer could mean higher costs or missing the opportunity to work with your preferred, trusted pool builder.
Tip: With financing from Lyon Financial, you can secure your place on a builder’s schedule this season—and potentially enjoy your pool before the leaves fall.
3. Permits and Paperwork Take Time—Starting Sooner Helps
Every pool project requires permits, and the approval process can take weeks or longer. Building codes, fees, and inspection requirements can change during the season, which may add extra steps or delays if you wait too long to begin.
Why it matters: Starting your project now helps you get ahead of paperwork and approvals before regulatory changes or longer wait times slow you down.
Tip: Financing accelerates your project start, helping you secure permits and approvals while everything is still on track.
4. Every Week Delayed Means Lost Enjoyment
Every day you wait is a day without your new pool. Beyond the fun and relaxation, a completed pool can increase your home’s value and improve your lifestyle during the summer months.
Why it matters: Putting off your pool build means missing out on this season—and delaying your return on investment.
Tip: Financing lets you say yes now so you and your family can start enjoying your pool sooner, rather than next year.
5. Pool Financing Offers Cost Control and Budget Flexibility
Many homeowners think they need to save up before building a pool. In reality, pool financing can help you avoid rising costs now while preserving your savings for other outdoor upgrades.
Why it matters: Financing lets you lock in today’s prices and spread out payments, making your pool project more affordable and less stressful.
Tip: Lyon Financial provides flexible loan options designed specifically for pool and outdoor living projects, allowing you to move forward today without overextending your budget.
Conclusion: Build Your Pool Now and Beat Rising Costs
There’s still plenty of summer left to start your pool project—and it’s the perfect time to take action. At Lyon Financial, we’ve helped over 800,000 families finance their dream pools affordably. While waiting might seem like a smart choice, the hidden costs of delaying your pool build often outweigh the benefits.
With the right pool financing, you can lock in today’s prices, secure your builder’s schedule, and start enjoying your backyard oasis sooner.
Ready to Build Your Pool This Year?
Contact Lyon Financial to learn how we can help you finance your pool project and avoid the hidden costs of waiting.
